Yearly Archives: 2012

Lease verses Buy



Lease? Or buy? It's always a tough question for residents in the Allen county area. But here are a few ideas that'll make the choice more clear.

Either option gives you a choice of how you might finance your car. If you buy, you'll pay the full cost of the car, with maybe an initial down payment, then monthly payments on the balance that pays down the loan principal, and the finance charge.

If you lease, you're financing the portion of the cost of the car that's used up during the term of the lease. When the lease is up, you return the car to your local Allen county area dealership. You'll pay some money upfront; fees, security deposit, first month's payment and maybe a capital reduction. The month payments include a depreciation cost and a finance charge.

So how do you decide?

First, how big a down payment can you make? A lease would require a smaller down.

How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.

A lease needs you to have better credit, so that's a factor.

How long will you keep the car? If you tend to keep your cars around for a while, buying is cheaper. But just two or three years? Then leasing is the way to go.

Ed's Car Care Center
7811 North Clinton Street
Fort Wayne, Indiana 46825
260-483-5721

If your car might suffer a ding or two, like, say a work truck would, then buying's better. The leasing company will want their merchandise back at the lease end in tip top shape, and if repairs are needed, you'll pay.

How many miles do you drive in and around the Allen county area? Important to consider because leases have a mileage limit, and if you go over, you pay a hefty charge per mile when the lease is up. So high mileage means a buy.

Will the car be used for business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.

Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing is always costs more.

Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment, rather than price. So sometimes leasers may pay on a higher purchase price than a buyer would.

Here is a tip: If a salesman asks if you'll be leasing or buying, say you're not sure yet. Make your best deal, then look at financing options.

Here's another: With a buy or a lease, if you total the car, you'll owe the full amount of the loan, or the balance of the lease payments, and usually, it's less than the car's fair market value – and that's all your insurance company will pay. But ask your agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.

Remember, you have to return your leased vehicle in excellent condition, and may need to do all manufacturer's recommended service and maintenance, or face penalties. So see your local Allen county service center on a regular basis, get the required work done and save the service records. It's well worth it.

Categories:

Automotive News

Emergency Items for Your vehicle



Local Fort Wayne roadside emergencies can range from a flat tire downtown to being stranded in a snowy ravine for three days. So you may want to consider a basic emergency kit to keep in the car at all times and a travel kit tailored to a specific trip.

Your close-to-home kit for around Fort Wayne would have some basic items to work on your car: everything you need to change a tire, gloves, a couple quarts of oil, some antifreeze and water. A can of tire inflator is a great temporary fix for minor flats. You'll also want jumper cables or a booster box, flares, a flashlight and some basic hand tools.

Now for your comfort and safety: a first aid kit, drinkable water, high calorie food (like energy bars), blankets, toilet paper, cell phone, towel, hat and boots. Keep some change for a pay phone, emergency cash and a credit card.

People who live in areas with frequent severe weather or earthquakes may want to carry provisions for longer emergencies.

For trips away from home, consider the weather and geography as you assemble your emergency supplies. You'll need to have a source of light and heat and will want to provide protection against the elements as well as adequate food and water for everyone in the car.

Always tell people where you are going and have a plan for checking in at waypoints. Then if you run into trouble, you can be reported missing as soon as possible and rescuers will be able to narrow the search area.

The key to safe travel is to keep your vehicle properly maintained, plan ahead and let others know your itinerary.

Ed's Car Care Center
7811 North Clinton Street
Fort Wayne, IN 46825
2604835721
http://www.edscarcarecenter.com

Categories:

Parts

What to Do In Case of an Accident

If you've ever been in a vehicle accident around Fort Wayne, IN, even a minor one, you know how upsetting it can be. It's hard to think straight and know what to do.

Let's review what you should do in case of an accident in Fort Wayne, IN:

When an accident occurs, you should always stop. Leaving the scene of an accident is considered a crime in IN, even if it's not your fault. And hit-and-run penalties are fairly severe, possibly resulting in steep fines, loss of your driver's license or even jail time in our local Fort Wayne lockup.

Most places, including IN, require that you try to help someone who is injured by calling for help or performing first aid if you are able.

Warn other Fort Wayne motorists by putting out flares, using your flashers or lifting your hood.

Call 911 as soon as possible. Tell the operator if medical or fire help is needed.

Always file a police report. It's tempting to skip this if everything seems to be ok. But without a police report, the other guy can say whatever he wants about the accident later, and you won't have an objective report to help defend yourself.

Discuss the accident only with the police. Emotions are strong after an accident and we naturally want to talk about it – don't. Never admit fault or guilt to anyone, including the police officer. Sometimes we may feel at fault, but in the eyes of IN law, the other guy may be responsible.

Truthfully give the officer the facts: such as, "I was going 35 miles per hour," or, "I was going 55 kilometers per hour," not, "I wasn't speeding." Remember, anything you say to the officer or anyone else can be used against you.

Also get the officer's name and badge number and ask where you can get a copy of the accident report.

Get the facts on the driver and owner of the other vehicle:

  • Name
  • Address
  • Phone number
  • Date of birth
  • Driver's license number and expiration
  • Insurance information

Also take down a description of the other vehicle, license plate and vehicle identification number (VIN). Most insurance companies don't record license plate numbers, so the VIN is the best way to track the vehicle.

Ask witnesses, including passengers, to wait for the police. If they can't wait, ask for contact information and request that they write a brief description of what they saw. If someone refuses to leave their name, write down their license plate number so the police can track them down later if necessary.

Always call your insurance agent or your IN auto insurance company's 800 number.

Call or see your local Fort Wayne physician if you think you may have been injured.

We here at Ed's Car Care Center hope that you never have to use this information and wish you happy travels.

Ed's Car Care Center
7811 North Clinton Street
Fort Wayne, IN 46825
2604835721
http://www.edscarcarecenter.com

Can Car Scent Keep You Safe on IN Roads?

Here's a travel tip that'll I'll bet you didn't know, and it might keep you safer...
The average American commuter in IN spends two and a half hours daily in their vehicle.
The government says 100,000 auto accidents yearly are caused by drivers who fall asleep at the wheel. (Aggressive driving is the number one traffic safety concern.)
So what does this have to do with how your vehicle smells while you're driving around Fort Wayne?

Well, which scent did you think makes drivers more alert?

Is it:

  • A. Strawberry
  • B. New Car
  • C. Pine
  • D. Warm Vanilla Breeze

It's C. Drivers are more alert and have less fatigue with pine scent in the vehicle, according to AroMetrics.

And, drivers were less angry with overall improved driving performance with strawberry and pine scents.
And you thought they just smelled nice.

Ed's Car Care Center
7811 North Clinton Street
Fort Wayne, IN 46825
2604835721
http://www.edscarcarecenter.com

Categories:

Automotive News

Check Your Shocks and Struts at Ed's Car Care Center


 

Today we're talking to Fort Wayne drivers about shocks and struts. They're so easy for IN folks to forget about because they last so long and wear out so slowly. But your shocks are really responsible for keeping your tires on the road – so they're very important.

Without shocks, your wheels would be bouncing over bumps and lifting on corners. The shocks push the tire down to the road to maximize traction. Good shocks equal good ride quality and safe handling for Fort Wayne drivers.

There's a difference between shocks and springs. Springs support the weight of the vehicle, keeping it suspended up off the axles. The shocks moderate the rebound motion as wheels hit bumps. Now a strut combines a shock and a coil spring in one compact unit.

It's best to replace all four shocks at the same time. That way you'll have even, predictable handling at all four corners. Anything less could be dangerous.

Visit Ed's Car Care Center to have your shocks and struts inspected by a professional.


Ed's Car Care Center
7811 North Clinton Street
Fort Wayne, IN 46825
2604835721
http://www.edscarcarecenter.com

Categories:

Shocks & Struts

Go Straight: Wheel Alignment for Fort Wayne Automobiles



Fort Wayne drivers may have an alignment problem if their car drifts or pulls to one side, the steering wheel's off center, they notice uneven tire wear or the car doesn't feel like it handles right as they drive down Fort Wayne, IN, streets and roads.

When all of a vehicle's wheels are lined up exactly with each other, your wheels are in alignment. Running into potholes, smacking a curb or other objects around Fort Wayne are great ways to knock a car out of alignment. Then one or more of your wheels start pulling in a slightly different direction and the problems begin.

The team at Ed's Car Care Center in Fort Wayne wants you to know that driving for an extended time when your car is out of alignment causes your tires to wear unevenly and excessively. Sometimes the tire can be worn so badly that it will fail.

At the very least, those who drive with wheels out of alignment will have to replace their tires sooner. You could end up with premature wear to your suspension system, which can be expensive. The front wheel alignment is adjustable on all vehicles, and the back wheels are also adjustable on some cars.

Now, let's discuss some alignment basics. Wheels are adjustable for toe, caster and camber. The ideal alignment for your car was designed by its engineers.

So, what is involved in an alignment check at Ed's Car Care Center in Fort Wayne? First, there's an inspection of the steering and suspension to see if anything is bent or broken. Tire condition will also be evaluated.  Next, the vehicle is put on an alignment rack and we take an initial alignment reading.

If all four wheels are adjustable, they are lined up perfectly parallel with the vehicle's centerline. If the back wheels aren't adjustable, the direction they push is determined and the front wheels are aligned to match.

Like most things, vehicle manufacturers have recommended a mileage interval for having alignment checked. But if you run into a curb, pothole or something else that's given you a big jolt, pay attention to whether your vehicle is pulling to one side when you drive around the Fort Wayne area. It's better for vehicle owners to have their alignment checked before waiting to see if there is uneven tire tread wear; by then, the damage is done.

Getting your alignment checked at Ed's Car Care Center when necessary is a great way to extend the life of your tires and suspension parts. It also makes sure that your tire meets the road properly for maximum performance and safety in IN.

Come see us at  for more information about your tire alignment. We look forward to serving you.

Ed's Car Care Center
7811 North Clinton Street
Fort Wayne, IN 46825
2604835721
http://www.edscarcarecenter.com

Categories:

Alignment

Nighttime Visibility in Fort Wayne



There are a number of factors that contribute to the high nighttime accident rate in the Fort Wayne area, things like drowsy driving and a higher rate of impaired driving. Without a doubt, visibility is a major contributor. Let's focus on visibility…

It's said that 90 percent of our driving decisions are based on what we see. Nighttime driving has the effect of reducing 20/20 vision to the equivalent of 20/50 vision. What you could clearly see at 50 feet in daylight can't be seen until you are just 20 feet away at night.

Too make sure your headlights are giving you the greatest visibility, visit us at Ed's Car Care Center, located at 7811 North Clinton Street, Fort Wayne, IN 46825. Please give us a call to make an appointment: 2604835721.

Accident avoidance is dependent on reaction time. Reaction time deteriorates measurably in low light conditions. One thing we can do to improve visibility is to make sure our headlights are as bright as they can possibly be.

Headlamps dim over time. They dim so gradually that you may not notice it. Many experts suggest replacing your standard or halogen headlamps once a year.

If your vehicle has standard headlamps, consider upgrading to halogen lamps. They make a big difference. And there are upgrades available within the halogen category as well. This once-a-year expense is very modest compared to the safety benefits.

Some vehicles come with high intensity discharge – or HID – headlamps. These lamps should last for the life of your vehicle. They are very bright and are clearly the best option for nighttime driving. Depending on your vehicle, you may be able to upgrade to HID headlamps. Talk with your Fort Wayne area service advisor at Ed's Car Care Center about options for your car.

Another startling fact is that 90 percent of vehicles on the road have dirty or yellowed headlight covers. Dirty is easy to fix. Just run the window washer over the headlight cover when you stop for gas. Get those bugs and dirt off the cover.

Now plastic headlight covers can yellow or become hazy over time. They can be restored to clarity with a special polishing process. Our pros at Ed's Car Care Center can help you with this service.

It's also vital to keep your windshield clean and streak free when driving at night. Make sure you have plenty of washer fluid and that your windshield wipers are in good working order.

We recommend replacing wiper blades twice a year – in the spring and fall. Fall is also a good time to replace headlamps so you'll be ready for those long winter nights.

Ed's Car Care Center
7811 North Clinton Street
Fort Wayne, IN 46825
2604835721
http://www.edscarcarecenter.com

Categories:

Headlamps

Hey Fort Wayne Drivers; What Is the Most Distracting Food?



So what is the most distracting food to have in the car while driving around Fort Wayne?

Is it:

  1. A Hamburger;
  2. Coffee;
  3. A Soft Drink, or
  4. Gummy Bears?

Well, you may be surprised to learn that all but the gummy bears are in the top ten most distracting foods when you are driving. But if you chose 'coffee,' then give yourself an extra two points.  Coffee is the number one food distraction for drivers in Fort Wayne and around the country.

Food distractions cause 25 percent of all car accidents; over a million and a half each year!

You'll notice that all of the top ten distracting food items are messy. Messy foods are the types of food you might spill (very distracting!), then try to clean up (a safe-driving impossibility!). If you gotta eat on the run, take five-then drive. You'll thank yourself later for two reasons: one, that you can actually relax for just a moment in our fast-paced world, and two, you won't have to worry about getting that cinnamon roll frosting out of your dashboard after that near miss.

Keep drinks in spill-proof containers, too, so you can keep your eyes on the Fort Wayne road without worrying about where that spill is headed.

So, taking a food break… or filling out accident reports. We don't have to ask you which you prefer; it's a no brainer.

Ed's Car Care Center
7811 North Clinton Street
Fort Wayne, IN 46825
2604835721
http://www.edscarcarecenter.com

Categories:

Maintenance

The Importance of Fort Wayne Drivers Following Service Intervals

Today in our Ed's Car Care Center blog, we're going to talk about following recommended service intervals. Your vehicle isn't the only aspect of your life in Fort Wayne with recommended intervals: Let's start with twice yearly dental check-ups and regular physical exams. How about laundry, watering the lawn and paying the bills?

Now, what would happen if you didn't follow these intervals? Well, you'd get more cavities. You may not discover health conditions that could be more effectively treated with early detection. And you'd have to wear dirty clothes, be embarrassed by your brown lawn and have your utilities shut off.

Clearly, there are some things in life that we have to take care of regularly. If we don't, there are negative consequences. Our quality of life in Fort Wayne takes a hit and it inevitably costs more money.

So why is it so hard to remember to follow regular preventive maintenance on our vehicles? Probably a couple of reasons. One is that automotive maintenance items just don't seem that urgent. All our Fort Wayne neighbors can see our dead lawn, but no one knows how dirty our transmission fluid is. It's easy to put off. The other reason is that we're just not as familiar with automotive maintenance, so it's a bit intimidating.

From a practical standpoint, people in Fort Wayne don't need to memorize their vehicle owner's manuals. You can let your Ed's Car Care Center advisor remind you of the guidelines established by the vehicle manufacturer; he has checklists of what the manufacturer recommends and can find potential problems when he inspects your vehicle. You really can rely on Ed's Car Care Center professionals to help you make good automotive decisions.

For Fort Wayne drivers who want to be more proactive with their vehicle care, here are some simple ways for you to remember what has a maintenance interval.

First: Fluids. If it's liquid, it's got a replacement schedule. Oil, transmission fluid, coolant, power steering fluid, brake fluid, differential fluid, etc.

Then think tires. They need air, rotation, balancing and alignment. And while you're thinking tires, don't forget brakes and shock absorbers.

And what makes your vehicle go? Air and fuel. Air filter replacement, fuel filters and fuel system cleaning. Of course there are more items, but if Fort Wayne car owners remember to take their vehicle in to Ed's Car Care Center for these things, their service advisor will help them with the rest.

And if you don't follow recommended service intervals? You get lousy fuel economy, your vehicle doesn't run as well, your safety is compromised and you'll spend more money in the long run. So it's the same as everything else: The quality of your motoring life takes a hit and it ends up costing you more.

Reason enough for me to follow recommended service intervals.

Ed's Car Care Center
7811 North Clinton Street
Fort Wayne, IN 46825
2604835721
http://www.edscarcarecenter.com

 

Categories:

Maintenance

Are Modern Vehicles Maintenance Free?

In our auto video today we'll be talking with Alan Peterson about myths surrounding automotive maintenance. You can lump these myths into the statement that "modern vehicles are so reliable, they are virtually maintenance free."

Any good myth has some elements of truth. No offense to Fort Wayne Bigfoot fans, but this maintenance-free myth has more evidence than most. If we look at some isolated areas of auto maintenance, we could conclude that maintenance isn't so important. But other areas would just as easily lead you to believe that maintenance is more important than ever.

Here are some examples for our friends in Fort Wayne.

  • Some vehicles in Fort Wayne no longer require chassis lubrication. They're made with self-lubricating materials and have sealed joints. There's literally no way to grease those joints.

-Chalk one up for the myth.

On the other side, some vehicles come with sophisticated variable valve timing. A lot of complicated parts are up in the valve train that didn't even exist not that many years ago. These parts are very vulnerable to oil sludge.

  • So, skipping an oil change here and there could lead to very expensive damage.

-A point to maintenance.

  • Electronic ignition has eliminated replacing points.

-Myth gets a point.

  • Fuel injectors on direct injection engines are very expensive to replace so one must be sure to get a fuel system cleaning on schedule.

-Point for maintenance.

I think you get the picture. As automotive technology advances, it eliminates or reduces some maintenance requirements. And maintenance becomes more critical for some items. Most others remain very similar to what they've always been.

So the maintenance mindset is still important for car owners in Fort Wayne if we want our vehicles to last a long time. The checklist may change over time, but there'll always be a check list. Your friendly and professional service advisor at {[ Shop }} can answer any questions you have about your vehicles maintenance schedule.

Ed's Car Care Center
7811 North Clinton Street
Fort Wayne, IN 46825
2604835721
http://www.edscarcarecenter.com


 

Categories:

Maintenance
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